Monthly Archives: March 2018

Product Development Cycles

Before Qualitative: user research, survey/focus group quantitative : observational (hypothesis forming/opportunity sizing) Build!  After Unit/Integration/System Test User acceptance test: Alpha (dog fooding) internal employees/ Beta test (reporters, columnists, celebrity) To production: A/B test release candiate Release (ship)     The eight stages or process or steps involved in the development of a new product are […]

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SOFI: Social Finance

    A finance company that can get you ahead Type Private Industry Financial services Founded August 2011; 6 years ago Headquarters San Francisco, California Key people Anthony Noto (CEO) former COO of Twitter Products Student loan refinancing Mortgages Personal loans Parent loans Wealth management Website sofi.com History SoFi was founded in 2011 by Mike Cagney, Dan Macklin, James […]

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Ex-SoFi CEO Mike Cagney’s new startup, Figure, is out of stealth

              SoFi cofounder Mike Cagney, who resigned as CEO last year, has been quietly working on a new project involving home improvement financing and home equity lines of credit (HELOCs) for the last several months. Now, that project is out of stealth, with a live website: Figure.com. According to Cagney’s LinkedIn […]

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How Fintech and Payments Innovations Will Disrupt Global Ecommerce

  The global payments landscape has significantly evolved over the past decade. The rapid rise and equally rapid evolution of online and mobile commerce has given rise to a wave of new payment methods. E-wallets, in-app purchasing, and peer-to-peer payments are all products of consumers’ increasing comfort with digital commerce. In many developed markets, older […]

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6 Trends Impacting the Future of Payments

1. Government regulation While the popularity of cryptocurrencies in 2017 proved that it has the potential to gain mainstream acceptance, the volatility of crypto tokens has caused considerable concern among financial regulators around the world. International Monetary Fund chief Christine Lagarde, for instance, has said “it’s inevitable” that cryptocurrencies will come under government regulation. And the Securities Exchange […]

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The Forbes Fintech 50 For 2018

Name Categories Funding Location Acorns Investing, Personal Finance, Consumers $101 M Irvine, California Addepar Investing, Data & Analytics, Wall Street & Enterprise $215 M Mountain View, California Adyen Payments, Small Business, Consumers $266 M Amsterdam Affirm Payments, Lending, Consumers $450 M San Francisco, California Ayasdi Data & Analytics, Wall Street & Enterprise $106 M Menlo […]

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Python overtakes R, becomes the leader in Data Science, Machine Learning platforms

If you’re interested in a career in data, and you’re familiar with the set of skills you’ll need to master, you know that Python and R are two of the most popular languages for data analysis. Let’s examine other measures of Python vs R popularity among Data Scientists. First, we analyze Google Trends. Python is a much […]

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Venture Capital (VC)

Venture capital (VC) is a type of private equity,[1] a form of financing that is provided by firms or funds to small, early-stage, emerging firms that are deemed to have high growth potential, or which have demonstrated high growth (in terms of number of employees, annual revenue, or both). Venture capital firms or funds invest in these early-stage companies in exchange for equity, […]

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Fintech Map

25 of the biggest companies within the “Bay Area financial tech ecosystem” based on number of local employees.  

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A Complete List of Unicorn Companies

https://www.cbinsights.com/research-unicorn-companies                                                             Company Valuation ($B) Date Joined Country Industry Select Investors Uber $68 8/23/2013 United States On-Demand Lowercase Capital, Benchmark Capital, Google Ventures Didi Chuxing $56 […]

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